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Loan review from a dated universe, with an independent reviewer.
This page is for the loan review officer and the credit risk review staff at a bank or credit union. On day one the reviewer imports or enters a dated loan universe, samples it into a credit review, and records review exceptions with a corrective action, a responsible person and a target date. A signed-off review produces a sealed report, an internal edition that lists every credit and reviewer and a board edition with aggregates only. A reviewer cannot be assigned a credit they originated or approved, and that block has no override. The universe holds loan references and no borrower names.
- My work
- Open
- Credit risk review
- Open
- Every other group
- Folded
What opens first.
My work comes first, then the groups below, and only those groups start open. The All sections switch brings back the full order. A job family only arranges the sidebar, and your permissions still decide which items you see.
- 01Credit risk review. Loan universe · Credit reviews · Review exceptions
The dashboard shows Needs your attention, Overdue & at-risk and Findings tracker. Your role still caps that set, and a panel you do not get is left out rather than shown as a zero.
Where the work lives.
The feature pages and documentation this family uses most.
Credit risk review
Lock a dated loan universe, sample it into credit reviews, and record each reviewer’s rating beside the officer’s, with exceptions tracked to resolution.
ExploreEnterprise risk management
One taxonomy runs from the risk register to KRIs, appetite, and loss events, with exceptions and emerging-risk horizon scanning.
ExploreFindings & issue management
Every gap, drift, exam finding, or self-identified issue sits in one queue with its citation, owner, SLA, and required evidence.
ExploreExam & supervisory management
Split the first-day letter into requests mapped to evidence you already hold, and hand back one package.
ExploreWhat your role can approve.
A job family never grants a permission, and it never changes the price. What you can approve comes from your role, and people in this family usually hold one of the roles below.
- 01Compliance Analyst. The Compliance Analyst role writes drafts, findings, risk, controls and third-party records, but it approves nothing.
- 02Risk Approver. The Risk Approver role approves risk acceptances, control effectiveness, finding closures, policies, mappings and routing decisions. It does not hold the owner’s write set, settings or examiner grants.
Whatever the role, the person who submits a decision cannot approve it. The only exception is a decision that no one else in your institution can approve. The submitter may then approve it with a recorded justification, and that override is audited. See Roles and permissions for the full model.
See Zovos the way your role will.
Bring your controls, a policy, and the work this family owns. We target two-week onboarding.