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One system for every line of defense.
My work
Findings, tasks, and agent runs land here, for every member of the team.
Compliance
The consumer compliance management system and the monitoring and testing behind it.
Consumer compliance
Zovos runs the CFPB compliance management system continuously across complaints, fair lending, HMDA and CRA, disclosures, and marketing review.
ExploreMonitoring & testing
Sample by risk, record results in a sample-by-step matrix, and let governed sign-off promote a failed test into a finding.
ExploreExams & regulatory change
Exam prep, supervisory actions, and the regulatory change that moves your library.
Regulatory change management
Watch the federal banking regulators and your charter state, and get a proposed mapping from each moved paragraph to your library, with citations attached.
ExploreExam & supervisory management
Split the first-day letter into requests mapped to evidence you already hold, and hand back one package.
ExploreAML/CFT & fraud
The AML/CFT program oversight record, with fraud losses and the fraud case log.
Risk
Enterprise risk on one taxonomy, from the register to KRIs, appetite, and loss events.
Third parties
Vendor and partner oversight, with questionnaires tied to the same risk taxonomy.
Cybersecurity
The Cybersecurity landing, the security incident register and the business continuity register, on the same graph as the controls they rely on.
Cybersecurity
The Cybersecurity landing rolls up the security frameworks, findings, and controls, and Continuity (BCM) tracks plans, business impact analyses, and exercises.
ExploreInformation security program
Generate the annual information security program report to the board, and record each security incident with the notices it owes and the evidence that they were sent.
ExploreModel & AI
Model risk and the inventory of AI systems, governed like any other risk.
Credit risk review
A dated loan universe, sampled into credit reviews by a reviewer independent of the credit.
Internal audit
Third-line assurance sits behind a real independence wall.
Board
Directors get a committee-scoped oversight surface with lineage back to the source.
Library
Frameworks, controls, and policies, mapped to the citations behind them.
Frameworks & crosswalks
Prudential and consumer frameworks, federal and state, are mapped once, reused everywhere, and extended without re-implementation.
ExploreControls & continuous coverage
One control library shows live per-framework coverage and evidence-backed attestations.
ExplorePolicies & drafting
Cited authoring, real-time collaborative drafting, and policy-to-control sync share one surface.
ExploreAdministration
Your team, governance, and the connectors that feed the workspace.
One platform, but not an island.
Zovos sits on top of the systems you already pay for: your IdP, your document repository, your ticketing queue, your monitoring stack, and your board portal. It reads and writes where it should, stays read-only where it must, and audits everything. Fifty-four connectors ship in the platform, and each one on the integrations page carries its real state.
Stop renewing a dozen contracts. Start running one system.
We target a two-week onboarding for smaller institutions and a phased rollout for larger ones. Your existing controls, policies, and audit history are imported, mapped, and live before your next exam window.