Pricing · Banks & credit unions of every size

Pricing that scales with your charter instead of your seat count.

Zovos is one integrated platform for issue management, document management, risk, compliance, third-party risk, and internal audit. It is purpose-built for banks and credit unions of every size, from community charters to large regional institutions.

You pay one predictable annual license, and AI agents are included. There are no per-module surprise costs. Tiers align to your institution's asset size.

ALL FIGURES USD / ANNUAL / SUBJECT TO CHANGE · LAST UPDATED AUGUST 2026
Tier 01
Emerging
Up to $3B in assets
Starting from
$75k/yr
Every module included
Designed forCommunity banks and credit unions running compliance with a small team and looking to consolidate from spreadsheets or a legacy point tool.
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Tier 02Most popular
Mid Regional
$3B – $8B in assets
Starting from
$145k/yr
Every module included
Designed forRegional banks with dedicated compliance, risk, and TPRM functions ready to consolidate disconnected platforms into a single AI-native system.
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Tier 03
Established
$8B – $20B in assets
Starting from
$295k/yr
Every module included
Designed forEstablished regional banks looking for an AI-native replacement for their enterprise GRC stack.
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Tier 04
Large Regional
$20B – $50B in assets
Starting from
$475k/yr
Tailored to scope and SLA
Designed forLarge regional banks operating under or approaching OCC heightened standards.
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Included at every tier

  • Issue management
  • Document management
  • Risk management
  • Compliance management
  • Third-party risk management
  • Internal audit
  • AI agents
  • Regulatory content updates
  • Standard integrations
  • Standard SLA with 99.5% uptime

Why flat pricing matters in GRC.

Most GRC platforms charge by application, by module, or by power-user seat. Adding a module mid-contract can trigger pro-rated charges. Adding integrations can trigger setup fees. Renewals often carry annual price escalators.

Zovos pricing works the other way. One annual license covers every module, including issue management, document management, risk, compliance, third-party risk, and internal audit. AI agents are included and are not sold separately. Standard integrations come with the platform. The number you see in year one is the number you plan against in year three.

Multi-year terms bring additional savings. Two-year and three-year agreements include locked-in pricing and prepay flexibility.

ROI estimator · What you save

See what consolidating your GRC stack actually saves you.

Add the tools you currently pay for, dial in your team's size, and we'll show you an honest estimate of what Zovos AI can replace and what your team gets back.

Your institution
Tier 2 · $3B – $8B in assets
Spend you'd consolidate
Toggle the platforms and outside services you currently pay for. Adjust the annual cost to match your situation.
Existing GRC / compliance management platform (incl. AML/CFT program governance)
Archer · MetricStream · Ncontracts
$k
Third-party risk management platform
Venminder · ProcessUnity · OneTrust
$k
Findings & issue remediation tracking
ServiceNow · Jira · Smartsheet
$k
Policy & document management tool
PowerDMS · NAVEX · Diligent
$k
Internal audit management platform
AuditBoard · TeamMate · Workiva
$k
Consultants & co-sourced compliance work
Co-sourced audit · independent AML/CFT testing · exam prep
$k
Analyst capacity & hiring avoided
AI agents take on most of the routine work your analysts do today, such as evidence collection, vendor reviews, policy mapping, and issue triage. Estimate the hours that come back and the hires you can avoid or defer as you grow.
7
$110k
25 hrs
2 roles
Your estimate
Annual spend consolidated
3 line items replaced
$190k
Annual analyst capacity recovered
25 hrs/wk × 7 analysts × 46 working weeks ≈ 4.4 FTEs of capacity
$426k
Annual hiring avoided
2 roles × $110k loaded cost
$220k
Total annual value
$836k
Estimated Zovos AI license
Tier 2 · annual, every module included
$145–205k
Estimated annual savings
+$661k
Estimated payback
3 months
These figures are estimates based on the inputs you've provided. Final pricing is tailored to your institution's scope, requirements, and SLA. Our standard service level is 99.5% uptime, as set out in the Service Levels section of the Terms. Talk to our team for an exact quote.
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Zovos AI / ROI estimator
Estimates only · not a quote