%20rotate(-180)'%20xlink:href='%23linear-gradient'%3e%3c/linearGradient%3e%3clinearGradient%20id='linear-gradient3'%20x1='841.45'%20y1='247.11'%20x2='3086.34'%20y2='247.11'%20gradientTransform='translate(4479.33%203591.33)%20rotate(-180)'%20xlink:href='%23linear-gradient'%3e%3c/linearGradient%3e%3c/defs%3e%3cg%20id='Z'%3e%3cpath%20id='_x31_'%20fill='url(%23linear-gradient)'%20d='M2695.1,484.18c20.1,19.58,37.87,42.03,52.67,67.11,57.79,97.91,59.52,215.79,4.58,315.34l-992.94,1799.47h200.21c274.56,0,527.42-149.27,660.07-389.66l989.02-1792.26h-913.62Z'%3e%3c/path%3e%3cpath%20id='_x32_'%20fill='url(%23linear-gradient1)'%20d='M2674.21,823.5h0c84.15-152.48-26.15-339.33-200.31-339.33h-1275.39c-274.56,0-527.42,149.27-660.07,389.66l-80.32,145.55h2108l108.09-195.88Z'%3e%3c/path%3e%3cpath%20id='_x33_'%20fill='url(%23linear-gradient2)'%20d='M1400.9,3611.82c-20.1-19.58-37.87-42.03-52.67-67.11-57.79-97.91-59.52-215.79-4.58-315.34l992.94-1799.47h-200.21c-274.56,0-527.42,149.27-660.07,389.66l-989.02,1792.26h913.62Z'%3e%3c/path%3e%3cpath%20fill='url(%23linear-gradient3)'%20d='M1421.79,3272.5h0c-84.15,152.48,26.15,339.33,200.31,339.33h1275.39c274.56,0,527.42-149.27,660.07-389.66l80.32-145.55H1529.88l-108.09,195.88Z'%3e%3c/path%3e%3c/g%3e%3c/svg%3e)
Zovos vs Ncontracts
- Built for
- Financial institutions of every size
- AI
- 15 agent task types on Claude via AWS Bedrock, each one human-gated
- Content
- 57 frameworks and 2,339 indexed citations
- Pricing
- Published, from $75k a year with every module included
- Built for
- Financial organizations, more than 5,000 of them
- AI
- Nquiry answers questions, with expert escalation
- Content
- Attorney-created knowledge bases and federal and state rules
- Pricing
- Not published
A family of products, or one system of record.
One system
Ncontracts sells separate products for compliance, risk, vendors, findings, audit and continuity, and Venminder runs stand-alone.
Compliance, risk, third-party risk, findings, exams and internal audit share one record, so a finding links to its control, rule and evidence.
AI in the work
Nquiry answers compliance questions with cited answers and can escalate to Ncontracts compliance experts.
15 agent task types draft the work itself, cite the rule paragraph, and wait for a person to accept it.
Your own AI assistant
We found no MCP server or connector for Claude, Copilot or ChatGPT.
Claude, Copilot, ChatGPT or any other MCP client works inside Zovos under the user’s own role.
Line by line, in plain words.
What each product offers a financial institution's governance, risk and compliance program, from public sources read October 30, 2026.
| Capability | Zovos | Ncontracts |
|---|---|---|
| Built for | Built in Financial institutions of every size, and no other market. | Built in Banks, credit unions, mortgage lenders, fintechs and wealth firms. |
| Regulatory change | Built in An agent reads Federal Register and eCFR primary sources, and every citation is versioned by amendment date. | Built in Ncomply alerts link to Federal Register summaries and suggested action plans, from a library of federal and state rules and guidance. |
| AI agents | Built in 15 agent task types run on Anthropic Claude through AWS Bedrock, and every output stays a proposal until a person accepts it. | Partial Nquiry gives cited answers to compliance questions, with escalation to Ncontracts experts. Other AI features sit inside specific products. The model provider is not named. |
| Your own AI assistant | Built in Claude, Copilot, ChatGPT or any other MCP client works inside Zovos under the user’s own role, once the tenant owner turns it on. | Not published No MCP server or assistant connector is described. |
| Exams and examiners | Built in Examiners get scoped, time-boxed grants that are read-only apart from a closed set of fieldwork actions. | Partial Exam readiness in Ncomply, and Nfindings gives role-based access to internal and external users. |
| Findings and MRAs | Built in No finding closes without remediation evidence, and every closure is maker-checker. | Built in Nfindings tracks audit and exam findings. |
| Internal audit | Built in Auditees see only their own requests, and auditors cannot approve what they may audit. | Built in Nverify and an audit management product. |
| Third-party risk | Built in Third-party risk management is included at every tier, with SIG and CAIQ workbook import. | Built in Nvendor, and Venminder, which runs stand-alone. |
| Pricing | Published Starting prices are published by asset size, from $75k a year, with every module and the AI agents included. | Quote only No prices are published. |
| SSO and SCIM | Built in SAML 2.0, OIDC and SCIM come with every tier at no enterprise upcharge. | Not published SSO and SCIM terms are not published. |
Pick the one that fits your program.
- A very large installed base, entirely in financial services.
- The broadest product family in the category, from compliance and vendors to lending and a board portal.
- AI answers with escalation to credentialed compliance experts.
You want an established vendor with a product for each function, and access to its compliance experts matters most.
You want one system where agents draft the work under your approval, and pricing you can read before you call.
Where this comes from.
Every Ncontracts cell on this page comes from these public pages, read October 30, 2026. Zovos cells describe shipped product behaviour.
- Ncontracts homepage. www.ncontracts.com
- Ncontracts product and AI information. www.ncontracts.com
- Ncomply. www.ncontracts.com
- Nfindings. ncontracts.com
- Nquiry launch, May 2026. www.ncontracts.com
- Venminder product information. www.venminder.com
Ncontracts is a trademark of its owner. Zovos is not affiliated with Ncontracts. Products change, so if anything here is out of date, write to hello@zovos.ai and we will correct it.
See it with your own program. Then decide.
Bring your controls, a policy, and one regulator paragraph that gives you trouble. We target two-week onboarding.