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Zovos vs Abrigo
- Built for
- Financial institutions of every size
- AI
- 15 agent task types on Claude via AWS Bedrock, each one human-gated
- Content
- 57 frameworks and 2,339 indexed citations
- Pricing
- Published, from $75k a year with every module included
- Built for
- Banks and credit unions, more than 2,400 of them
- AI
- AML Assistant, AskAbrigo and the APX agentic platform
- Content
- Sanctions and enforcement screening lists
- Pricing
- Not published
Monitoring, or the program around it.
Program, not monitoring
BAM+ monitors transactions and scores alerts, and Intelligent Scan screens against sanctions and enforcement lists.
Zovos runs the AML/CFT program on the five pillars, with a risk assessment that flags material change and evidence ready for the exam.
The rest of the program
We found no regulatory change, policy, vendor risk or internal audit product on its site.
Regulatory change, policies, third-party risk, findings and internal audit share one record with the AML/CFT program.
Exams and findings
We found no exam management or examiner access.
Examiners get scoped, time-boxed access, and no finding closes without remediation evidence and a second approver.
Line by line, in plain words.
What each product offers a financial institution's governance, risk and compliance program, from public sources read October 30, 2026.
| Capability | Zovos | Abrigo |
|---|---|---|
| Built for | Built in Financial institutions of every size, and no other market. | Built in Banks and credit unions. |
| Regulatory change | Built in An agent reads Federal Register and eCFR primary sources, and every citation is versioned by amendment date. | Not published No regulatory change product is described. |
| AI agents | Built in 15 agent task types run on Anthropic Claude through AWS Bedrock, and every output stays a proposal until a person accepts it. | Built in AML Assistant scores alerts and drafts narratives, and the APX agentic platform keeps human oversight. The model provider is not named. |
| Your own AI assistant | Built in Claude, Copilot, ChatGPT or any other MCP client works inside Zovos under the user’s own role, once the tenant owner turns it on. | Not published No MCP server or assistant connector is described. |
| Exams and examiners | Built in Examiners get scoped, time-boxed grants that are read-only apart from a closed set of fieldwork actions. | Not published No exam management is described. |
| Findings and MRAs | Built in No finding closes without remediation evidence, and every closure is maker-checker. | Not published No findings or MRA tracking is described. |
| Internal audit | Built in Auditees see only their own requests, and auditors cannot approve what they may audit. | Not published No internal audit product is described. |
| Third-party risk | Built in Third-party risk management is included at every tier, with SIG and CAIQ workbook import. | Not published No vendor management product is listed on its homepage. |
| Pricing | Published Starting prices are published by asset size, from $75k a year, with every module and the AI agents included. | Quote only No prices are published. |
| SSO and SCIM | Built in SAML 2.0, OIDC and SCIM come with every tier at no enterprise upcharge. | Not published SSO and SCIM terms are not published. |
Pick the one that fits your program.
- Depth in BSA/AML transaction monitoring, sanctions screening and fraud detection.
- Credit risk, CECL and lending software for the same institutions.
- A fast AI rollout with explainable alert scoring.
You need transaction monitoring, sanctions screening, fraud detection or CECL. Zovos does not do these.
You need to govern the AML/CFT program and the rest of compliance, risk and audit in one system. Many institutions will want both.
Where this comes from.
Every Abrigo cell on this page comes from these public pages, read October 30, 2026. Zovos cells describe shipped product behaviour.
- Abrigo homepage. www.abrigo.com
- Abrigo BSA/AML and fraud. www.abrigo.com
- Abrigo AML Assistant. www.abrigo.com
- Abrigo Intelligent Scan launch. www.abrigo.com
- Abrigo APX agentic platform, July 2026. press.aboutamazon.com
Abrigo is a trademark of its owner. Zovos is not affiliated with Abrigo. Products change, so if anything here is out of date, write to hello@zovos.ai and we will correct it.
See it with your own program. Then decide.
Bring your controls, a policy, and one regulator paragraph that gives you trouble. We target two-week onboarding.